HOW IT WORKS

    How Omnia Works

    Omnia is a four-step behavioral intelligence system that monitors signals tied to specific businesses, identifies those entering the 30–90 day capital decision window, validates each candidate against a partner lender's stated criteria, and delivers the file exclusively to that one lender. This matters to lenders because traditional acquisition stacks engage borrowers after they have already applied — by then the file is shared, the close rate is capped, and the CAC is fixed. Omnia solves this by inverting the timing: capture intent before the application, match it to a lender's buy box, and deliver one file to one partner under revenue share.

    TL;DR
    The short version.
    • 01Four steps: capture → detect → match → deliver.
    • 02Every step is calibrated to a partner's specific buy box — files arrive ready to underwrite.
    • 03Onboarding is criteria alignment plus an agreement, not technical integration.
    • 04Most partners are activated in days, not weeks.
    4
    stages from signal to funded deal
    <24h
    typical contact window after file delivery
    Days
    typical onboarding time, not weeks
    WHY OMNIA

    Built around the lender's funnel, not against it.

    Most file sources operate independently of the lender's underwriting model. Omnia is built the opposite way — every step in the pipeline is calibrated to a partner's specific buy box, so files arrive ready to underwrite, not ready to disqualify.

    STEP 01 — SIGNAL CAPTURE

    Behavioral signals tied to identifiable businesses are continuously monitored across multiple data surfaces.

    STEP 02 — DECISION-WINDOW DETECTION

    Patterns that statistically precede a capital application are flagged 30–90 days before the borrower acts.

    STEP 03 — CRITERIA MATCHING

    Each candidate file is validated against a partner lender's TIB, monthly revenue, credit, and industry minimums.

    STEP 04 — EXCLUSIVE DELIVERY

    The file is routed to one — and only one — funding partner, on a revenue-share basis.

    COMPARISON

    Omnia's pipeline vs. a typical file-buying workflow.

    ATTRIBUTE
    TYPICAL FILE-BUYING WORKFLOW
    OMNIA PARTNER PIPELINE
    Step 1
    Buy a list / run a campaign / accept an aggregator feed
    Behavioral signals captured continuously
    Step 2
    Dump leads into the CRM
    Decision-window detection 30–90 days pre-application
    Step 3
    Closers spend hours disqualifying
    Files validated against your buy box before delivery
    Step 4
    Race competitors who bought the same file
    Exclusive delivery to one funding partner
    Outcome attribution
    Hard to tie spend to funded revenue
    Direct — revenue share is calculated on funded deals
    Onboarding
    Buy and pray
    Criteria alignment + agreement, then activation
    FIT

    Who this is for — and who it isn't.

    Who this is for
    • Lenders who want files calibrated to their underwriting, not generic flow
    • Desks willing to define a buy box up front
    • Operators who measure on funded close rate, not lead count
    When this makes sense
    • You're ready to formalize criteria and exclusivity
    • You can act on files within 24 hours of delivery
    • You want predictable, fundable file flow
    When this does not make sense
    • You want to keep buying shared, aged, or aggregated lists
    • You aren't ready to share funded-outcome data
    • You expect raw data feeds rather than file-ready submissions
    BENEFITS

    What lender partners get when they work with Omnia.

    01

    Calibrated to your buy box

    Files match your TIB, revenue, credit, and industry minimums before delivery — not after your team disqualifies them.

    02

    Pre-intent timing

    Identification happens 30–90 days before the borrower applies anywhere — you're not competing with five other voicemails.

    03

    Exclusive delivery

    One file, one funding partner. No aggregation, no resale, no syndication.

    04

    Outcome-based economics

    Paid on funded deals through revenue share — not per file, per click, or per seat.

    BOOK A STRATEGY CALL

    See if Omnia is a fit for your desk.

    The partner program is selective. One call to walk through criteria, exclusivity, and revenue share — and decide if there's a fit.

    Book a Strategy Call
    FAQ

    Common questions.

    Short, direct answers to the questions partners ask first.

    01

    How long does onboarding take?

    Most partners are activated in days, not weeks. The bulk of onboarding is criteria alignment and agreement — not technical integration.

    02

    Do I need to integrate any technology?

    No required integration to start. Most partners receive files directly into their existing intake workflow.

    03

    How are files delivered?

    Through the partner's preferred intake channel — email, CRM webhook, or direct submission portal.

    04

    What if my criteria change?

    Criteria can be adjusted at any point. The pipeline recalibrates against the new buy box.

    05

    What's the first step?

    Book a strategy call. Onboarding doesn't begin until both sides confirm fit.

    CONTINUE READING

    Related lender resources.

    See all FAQs →
    APPLY TO PARTNER

    See the pipeline on a 25-minute call.

    Walk through criteria, exclusivity, revenue share, and onboarding in one conversation. Decide if there's a fit before any files activate.

    Book a Strategy CallSelective partner program · Revenue share